What's the main difference between Rooster Capital and Rivo Capital?

Both are JV land funders, but Rooster Capital uses a sliding-scale split (75% to operator on day 0-45) and Rivo uses a declining-scale (65% to operator first 60 days, 60% days 61-120, then 50% beyond). Rooster Capital favors fast-close operators more aggressively.

Which closes deals faster?

Both target days, not weeks. Rooster Capital underwrites in 24-48 hours through Rooster Flow with standardized criteria. Rivo Capital's public timing is similar but varies by deal complexity.

Are there fees with either?

Rooster Capital charges no points, no junk fees, no monthly interest, no trailing fees, and no personal guarantee. Rivo's public fee structure is less explicit; verify with them directly.

Which fits a sub-90-day flip best?

Rooster Capital. The 75% operator share on day 0-45 and 70% on day 46-90 is structurally larger than Rivo's 65% first 60 days. For fast operators, RC delivers more profit per deal.

Rooster Capital vs Rivo Capital: Land Funding Comparison

At-a-Glance Comparison

Feature	Rooster Capital	Rivo Capital
Founded	2023	Unknown (est. 2010s)
Type	JV Partnership / Land Funding	JV Partnership
Deal Range	$10K–$300K+	Varies ($75K+ common)
Profit Split (Hold-Time Based)	0–45d: 75% \| 46–90d: 70% \| 91–135d: 60% \| 136–180d: 50% \| 181–300d: 45% \| 300+d: Deed in Lieu	0–60d: 65% \| 61–120d: 60% \| 120d+: 50%
Closing Speed	Fast (1–3 days typical)	Reported as fast (same-day to 2–3 days)
Personal Guarantee	No	No
Origination / Points	None	Not publicly disclosed
Monthly Interest	None	Not applicable (JV model)

Pricing & Fee Terms

Cost Element	Rooster Capital	Rivo Capital
Points / Origination	None (0%)	Not disclosed publicly
Personal Guarantee	Not required	Reportedly not required
Monthly Interest	None (profit-split model)	None (profit-split model)
Trailing Fees	None	Not disclosed
Title Held By	Operator (in operator's name)	Varies (confirm with Rivo)
When Operator Profits	Upon sale; RC's cut depends on hold time	Upon sale; Rivo's cut depends on hold time

Best Fit & Operational Differences

Aspect	Rooster Capital	Rivo Capital
Best For	Experienced land flippers; deals under 300 days; need fast capital & clean terms	Operators seeking standard JV terms; larger deal sizes; competitive splits
Watch Out For	Not for first-time operators; profit split declines with hold time; Deed in Lieu at 300+ days	Confirm all fees and terms in writing; ensure title & profit-split mechanics align with your expectations
Founder Background	Drew Haney: U.S. Army veteran, ex-operator, built Land of the Free to 7 figures, now capital partner	Unknown; standard institutional approach

Key Differences Explained

Both Rooster Capital and Rivo Capital operate on a JV (joint venture) profit-split model, eliminating monthly interest and origination fees. However, they differ in profit-split schedules and how long you can hold a deal before RC starts taking a larger cut.

Rooster Capital's edge: More aggressive early split (75% for 0–45 days vs Rivo's 65% for 0–60 days) rewards fast flipping. The sliding scale incentivizes quick exits. No monthly interest or trailing fees means capital cost is lower if you can move deals quickly.

Rivo Capital's positioning: Offers a middle ground between aggressive early splits and extended-hold flexibility. If you typically hold 60–120+ days, Rivo's 60% split over that window may be more forgiving than RC's declining scale.

Deal size alignment: Rooster Capital explicitly targets operators who can move $10K–$300K+ deals. Rivo focuses on deals $75K+, suggesting a slightly higher deal-size sweet spot. If you flip smaller deals, RC is the clearer fit.

What I'd Choose & Why

Choose Rooster Capital if: You're an experienced operator who flips deals in under 90 days, appreciate operator-first culture (no junk fees), and want maximum capital availability at low deal sizes. RC's founder, Drew, is an ex-operator who still operates, so the philosophy is built by someone who's walked in your shoes.

Choose Rivo Capital if: You prefer a more gradual profit-share decline over longer hold periods, or you typically hold deals 120+ days. Rivo's terms are more forgiving for extended flips.

Bottom line: For speed-focused operators with sub-90-day timelines and deal sizes under $300K, Rooster Capital's early splits are superior. For operators with longer hold periods or larger deal minimums, Rivo deserves a serious look. Either way, get terms in writing and confirm title mechanics with both before committing.